Health Insurance

Acquire information about healthcare coverage options such as Medicaid and Medicare, which can aid in covering medical expenses.

Securing Health Insurance

Delve into additional information about the Affordable Care Act (ACA), COBRA, long-term care options, and healthcare provisions designed for individuals with disabilities. Additionally, seek guidance on finding and enrolling in health insurance plans.

Health Insurance Act - Affordable Care Act

Explore HealthCare.gov to learn more about the Affordable Care Act and discover the process of applying through the Health Insurance Marketplace.

You may qualify to apply for coverage through the Health Insurance Marketplace during the special enrollment period from December 23 to February 28, 2024.

Options for Health Insurance

Your health insurance can assist in offsetting the costs associated with medical treatments and prescription drugs. It involves a mutual agreement between you and your insurer to contribute a predetermined amount or a percentage towards your healthcare expenses.

Explore the health resources and insurance options specifically designed for individuals with disabilities. Delve into additional details concerning disability-related resources and various health insurance offerings customized to meet their specific needs.

If you have a disability, you have three choices for government-sponsored health coverage.

Individuals with disabilities can access free or low-cost medical care through Medicaid. Learn about eligibility criteria and the application process.

Individuals under 65 with specific disabilities and those of any age facing end-stage renal illness are eligible for Medicare coverage for medical expenses, particularly in cases of permanent kidney failure requiring dialysis or a kidney transplant. Learn more about coverage, eligibility, and the application process.

Individuals in need of health insurance, experiencing a disability, and ineligible for disability benefits have alternatives through the Affordable Care Act Marketplace. Learn the process of enrolling in the Marketplace, utilizing your coverage, and more.

Healthcare Support for Individuals with Disabilities

If you have a disability, federal, state, and local government agencies and programs are available to help address your healthcare needs.

Explore the Disability and Health section on CDC.gov to access articles, programs, healthy living advice, and additional resources.

Learn more from the Social Security Administration regarding benefits for those with impairments.

For information on local medical and health services available to individuals with disabilities, contact your municipal or county administration. Explore medical and health programs by reaching out to your state's social welfare organization.

Long-Term Care

The term "long-term care" (LTC) encompasses a variety of services, including both medical and non-medical assistance, offered to individuals with disabilities or chronic illnesses.

Medicare and the majority of health insurance policies often impose significant restrictions or do not provide coverage for long-term care. If you seek coverage, you may need a separate long-term care insurance policy. Evaluate long-term care insurance plans by considering the following queries.